Insurance Information

Insurance

Our office understands the value of insurance benefits and will gladly work with you to help get the maximum benefit available. We do accept assignment of benefits. This means that you must sign the portion of your insurance form that “assigns” payment to our office.

Most dental insurance plans do not cover 100% of the cost of your treatment. Because of this and the extreme delay in receiving payment from the insurance company, you will be asked to pay your deductible and your portion of your charges the day service is rendered.

We will estimate your coverage as closely as possible, but until we actually receive the payment from the insurance company, it is just an estimate. We will assist you in dealing with your insurance company, but the ultimate responsibility lies with you.

After 45 days, the balance will be due in full from you. Our estimates are subject to final approval by your insurance company and could therefore change the amount due to our office.
 

Payment Options

Pre-payment of treatment in full – Our office offers a 5% discount to patients willing to pay for treatment in full in advance of treatment. We will file your insurance claim, but benefits will be assigned to you and you must accept those benefits.

Credit cards and pre-authorized credit card monthly payments – Our office accepts Visa®, MasterCard®, American Express®, and Discover®. If you prefer to pay out larger portions of treatment on your credit card on a regular monthly basis, we can accommodate you for up to an additional three months, by having you sign a monthly authorization card.

Once per month, your card will be charged the allotted monthly amount. This helps you avoid some of the interest charges. A down payment will be
required. 
 
Outside dental financing – Upon qualifying, you will be extended a line of credit for treatment costs by an outside financing company (subject to credit approval). This financing is available for patients that need to extend their payments over a longer period of time than six months.

Payment will be made directly to the financing company. The qualification process is simple and can usually be completed within 20 to 30 minutes. This is a 3-to-12-month INTEREST FREE credit line when paid within the designated promotional period. Otherwise, interest is assessed from the purchase date. Minimum monthly payment is required. For further information on this option, please ask our financial coordinator.
 
Senior citizens (age 60 and over) receive a discount of 10% – As a courtesy to anyone 60 years old and older, we will gladly discount your fee by 10% if the services are paid at the time of treatment.

My Best Smile reserves the right to charge a $50 failed appointment fee for patients who miss or cancel more than twice in a calendar year without a 24-hour notice. My Best Smile charges a $30 fee for returned checks.

We would be happy to work with you to plan out the most appropriate arrangements for your budget. Financing your treatment allows you to start your dental care immediately and spread the payments over a time period. Most importantly, it offers you the opportunity to enjoy the benefits of your dental health without the financial strain.
 
We want to thank you for choosing us as your dental care provider. We appreciate your trust and the opportunity to serve you. Part of our service to you is to try to contain the ever-rising cost of dental care. In an effort to do this, we have implemented a policy of no open billing.

The cost of your orthodontic treatment will vary, depending on your individual needs and treatment plan. Our staff will discuss the cost of your treatment and each available payment plan option with you, so you can make the best choice for you and your smile. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.